Writings & Memos
Explorations at the intersection of finance, technology, and building.
JUN 20262 min read
Your Debt Doesn't Have to Own You
Most college grads carry debt like background noise. Here's why paying it down aggressively — not just investing around it — is the move that buys back your freedom.
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MAR 20263 min read
Why I Built This Platform
My path from a middle-school paycheck to corporate finance, and why Tonina exists. Now on the About page.
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