Privacy Policy

TL;DR: I do not store your personal financial data, and I absolutely do not sell any information to third parties.

1. Data Collection & Usage

The majority of the interactive tools on Tonina.me (such as The Scenario Planner and the Deal Desk Simulator) process calculations entirely client-side. This means the financial numbers you input stay in your internet browser and are not transmitted to or saved on my databases.

2. Email Communications

If you choose to voluntarily provide your email address (for instance, to download a template or request a 1:1 session), I will only use that email to send you the requested material and occasional updates related to Tonina.me. You will always have the option to unsubscribe. Your email will never be sold or rented to third-party marketers.

3. Cookies and Analytics

Tonina.me may use standard, lightweight analytics tools (like Vercel Analytics or Google Analytics) to understand general website traffic patterns (e.g., how many people visit the Concept Explorer vs. the Blog). These tools use basic cookies but do not track personally identifiable financial information.

4. Third-Party Links

This website may contain links to external sites (such as LinkedIn, GitHub, or public financial statements). I am not responsible for the privacy practices of those external websites.

5. Policy Changes

As this platform grows and features (like user accounts or cloud saving) are potentially added, this privacy policy may be updated. Any significant changes regarding data storage will be clearly communicated on this page.

Last Updated: March 2026